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Similar to the Annuity Preneed, the Insured Preneed is arranged at the Funeral Home of your choice, payments are guaranteed to never increase, and the funeral benefits are locked in for life. However, should you pass prior to paying the balance in full, the insurance portion of this product will cover any remaining portion.
The Annuity Preneed is a dollar for dollar program arranged at the Funeral Home of your choice. Once you have made all the arrangements with your counselor, and determined the total cost, payments can then be determined based on a Single Payment, 3-, 5- or 7-year payment plan. Your premiums will never increase and your original costs are locked in for life. Should you pass prior to paying the balance in full, your family is only responsible for the remaining portion of the funeral.
Family Liberty Life offers a permanent, whole life insurance product for individuals 55-85 years of age. We offer benefits starting at $5,000 and up to $20,000 in protection. Rates are fixed for life, and the benefits will never decrease. No medical exam is needed, just answer 6 simple health questions. We offer both a Level Benefit and a Graded Benefit based on your answers.